Personator Identity
Simplify Compliance with Anti-Money Laundering (AML), Know Your Customer (KYC) and Know Your Business (KYB) Regulations
Melissa’s Global KYC & AML Check in Personator Identity provides high-quality, real-time electronic identity verification (eIDV) to organizations worldwide. Using a layered approach, Personator Identity ensures accurate ID verification from national and global sources to empower your business. Its fast authentication process enables seamless customer onboarding while safeguarding your organization against fraudulent activities.
- Verify identities worldwide with reliable cross-matching capabilities against authoritative sources, and screen against national and international watchlists.
- Satisfy stringent compliance in areas of Anti-Money Laundering (AML), Politically Exposed Persons (PEP) and Bank Secrecy Act (BSA) requirements.
- Establish customer insight with enhanced due diligence checks to gain a 360-degree view of your customers.
- Privacy is ensured with our commitment to GDPR, HIPAA, SOC 2, and other privacy regulations.
- Flexible & customizable so you can tailor the verification processes and requirements to meet your unique business needs.
Enhanced Features
- IBAN Validation: Validate IBANs in supported countries.
- Phone Name Matching: Match name to mobile to enhance identity verification, prevent fraud, and ensure secure onboarding and communication.
- Know Your Business (KYB): Verify businesses, addresses and IDs globally to ensure legitimate partnerships.
- Proof of Address Matching: Match name to address in international countries against various sources.
Pillars of Electronic Identity Verification
Contact Data Verification
Our comprehensive verification tools validate addresses, names, emails and phone numbers individually with precision:
- Address: Standardize and transliterate addresses using a leading address engine.
- Email: Check emails down to the mailbox level for accuracy.
- Phone: Confirm that phone numbers are active and callable.
- Name: Leverage a database of over 6 million last names and 4 million first names.
Names and addresses are validated prior to identity verification, avoiding the common “fuzzy matching” shortcuts used by other providers.
Proof of Address
Link a person’s name to a specific address to confirm proof of address in real time. This service is available in select countries and performs a streamlined check to verify residency at the provided address. This lightweight, efficient process significantly enhances fraud prevention.
Advanced Identity Verification
eIDV: Cross-reference a person’s name and address with their national ID, date of birth, phone and email for comprehensive electronic identity verification. This process ensures high-confidence identity validation and helps prevent underage transactions or consumer-not-present activities.
2+2 Verification: This advanced eIDV method uses two independent data sources to validate two pieces of information. It matches identity details against trusted sources, such as electoral rolls, credit records or court data, for enhanced accuracy.
Mobile Doc Scan: Securely verify identity documents to ensure they are genuine and untampered. Customers can submit their identity information anytime, supported by biometric facial recognition, advanced document type recognition and a robust document onboarding portal. The Business Portal further simplifies workflows, enabling businesses to review and approve submissions with ease.
Watchlist Screening
Screen individuals against sanctions lists, Politically Exposed Persons (PEP) and globally restricted party watchlists to ensure compliance and mitigate risk. With frequent updates in real-time environments, you can rely on accurate and recent data for every screening. Stay informed and compliant with our comprehensive and dynamic watchlist monitoring.
3 Key Differentiators
01/03
We are the Address Experts
Melissa’s 40 years in address intelligence and data quality expertise is built into each verification layer we offer. Our deep domain knowledge is coupled with extensive datasets and strong partnerships with global postal authorities. We ensure the identity of a consumer or business is accurate starting with the foundation – contact data verification.
02/03
Our Data Quality Intelligence is Unmatched
Melissa is the only eIDV service that employs a data quality verification layer instead of matching a name to a static list. We verify each piece of the identity puzzle in real time before it gets passed to the next step. This ensures customer data is accurate and reduces the number of false positives and negatives that are returned while increasing matching rates.
03/03
Each Verification Layer Has a Dedicated Engine
Each layer has its own dedicated engine for correcting, parsing, and understanding names and addresses. We have the unique advantage of having separate data quality tools built into an all-in-one eIDV service. These crucial data quality abilities are missing from other identity verification solutions, but are absolutely integral to increasing the matching accuracy.
Country Coverage
Melissa’s AML & KYC Check makes it extremely easy to verify contact data and comply with regulations, all while keeping the customer experience frictionless. Proof of address is included to verify that the person is matched to their residence for select countries including US, Germany, Australia, and more. For countries that are not covered, the Contact Data Verification layer is still serviceable as a basic check.
See Country Coverage
Comprehensive Multi-Source Coverage
Melissa's Identity Verification has long supported verification through government, credit, commercial and consumer sources. Now, with the addition of improved telephone sources, we have expanded our coverage to ensure even more thorough and accurate verification. This enhancement allows verification of telephone numbers and cross-referencing an individual's information, such as name, address, national ID and date of birth. By leveraging these diverse data sources, we provide a comprehensive and reliable verification process that meets the varied standards of accuracy and compliance.
Watchlists & Sanctions List Screening
Global Watchlist Screening: Includes sanctions and restricted party lists from major organizations such as OFAC, BIS, EU, UK HM Treasury, UN and others, ensuring compliance with international regulations.
Politically Exposed Persons (PEP): Screening against public data sources of politicians, prominent leaders and national legislatures worldwide.
Continuous Updates: Melissa Global Intelligence continually improves matching accuracy and expands its coverage by adding new watchlists and data sources.
View Watchlists & Sanctions
Phone Name Verification
Melissa uses a specialized engine to validate and match names with phone numbers, drawing from telco, commercial, proprietary and consumer data sources. With a focus on verifying phone and name combinations, it delivers accuracy and reliability. By accessing diverse and authoritative datasets, businesses can confidently enhance their compliance and fraud prevention measures while streamlining identity verification processes.
Know Your Business (KYB) Checks
Melissa’s eIDV service includes Know Your Business (KYB) checks, providing global verification of businesses, addresses and business IDs to ensure partnerships are legitimate. This process verifies key details such as business name, country-specific ID, status, type (e.g., “Corporation” or “Limited Liability Company”), and registration date.
Verify & Enrich
- Validate businesses through official government sources across multiple countries to support current and future B2B relationships.
- Enhance business profiles with enriched information in select countries.
Try Personator Identity Portal Checks Now
Select sample input below to see returned valid fields or process data here.
Sample Inputs
Address Result |
|
| Formatted Address |
Yewarsi N° 295 V9420 Río Grande ARGENTINA |
| Address Line 1 | Yewarsi N° 295 |
| Locality | Río Grande |
| Sub-Administrative Area | Río Grande |
| Administrative Area | Tierra del Fuego |
| Postal Code | V9420 |
| Country Name | Argentina |
Identity Result |
|
| Transaction ID | b03656f3-3958-4218-9dc2-1417d2af4779 |
| National ID | 36292328 |
| Date of Birth | 19790217 |
Name Result |
|
| First Name | James |
| Last Name | Bradley |
| Gender | M |
Address Result |
|
| Formatted Address |
14 Epernarra Closehawker ARANDA ACT 26414 AUSTRALIA |
| Address Line 1 | 14 Epenarra Closehawker |
| Locality | Aranda |
| Administrative Area | ACT |
| Postal Code | 2614 |
| Country Name | Argentina |
Identity Result |
|
| Transaction ID | 1502fc92-c8f4-44dc-a5e6-cbee5d32926a |
| National ID | 59120568 |
| Date of Birth | 19830217 |
Name Result |
|
| First Name | Juan |
| Last Name | Carlos |
| Gender | M |
Address Result |
|
| Formatted Address |
Avenida Padre Nazareno Lanciotti Jauru - MT 78255-000 BRAZIL |
| Address Line 1 | Avenida Padre Nazareno Lanciotti |
| Locality | Aranda |
| Administrative Area | ACT |
| Postal Code | 2614 |
| Country Name | Argentina |
Identity Result |
|
| Transaction ID | 1502fc92-c8f4-44dc-a5e6-cbee5d32926a |
| National ID | 59120568 |
| Date of Birth | 19830217 |
Name Result |
|
| First Name | William |
| Last Name | Campbell |
| Gender | M |
Address Result |
|
| Formatted Address |
251 King Edward St Glace Bay NS B1A 3W2 CANADA |
| Address Line 1 | 251 King Edward St |
| Locality | Glace Bay |
| Administrative Area | NS |
| Postal Code | B1A 3W2 |
| Country Name | Canada |
Identity Result |
|
| Transaction ID | 20cc9f3d-135e-4a53-a8e1-169697915e2e |
| National ID | 432199847 |
| Date of Birth | 19760912 |
Name Result |
|
| Last Name | 歌手麦当娜 |
Address Result |
|
| Formatted Address |
22 Hao Liuhua Lu Guangzhoushi China |
| Address Line 1 | 22 Hao Liuhua Lu |
| Locality | Guangzhoushi |
| Administrative Area | Guangdongsheng |
| Country Name | China |
Identity Result |
|
| Transaction ID | 4b585817-2049-4dae-acad-a2f1408e3163 |
| National ID | 362138197806010000 |
| Date of Birth | 19780601 |
Name Result |
|
| First Name | Simon |
| Last Name | Marmion |
| Gender | M |
Address Result |
|
| Formatted Address |
166 RUE DU GENERAL LECLERC 67540 OSTWALD FRANCE |
| Address Line 1 | 166 Rue du General Leclerc |
| Locality | Ostwald |
| Sub-Administrative Area | Strasbourg |
| Administrative Area | Bas-Rhin |
| Postal Code | 67540 |
| Sub-National Area | Grand Est |
| Country Name | France |
Identity Result |
|
| Transaction ID | ee68bd36-c43b-4559-ad4a-0e94e26cdfe0 |
| Date of Birth | 19690108 |
Name Result |
|
| First Name | Ernst |
| Last Name | Angel |
| Gender | M |
Address Result |
|
| Formatted Address |
Kaiserstr. 87 53721 Siegburg GERMANY |
| Address Line 1 | Kaiserstr. 87 |
| Locality | Siegburg |
| Administrative Area | Koeln |
| Postal Code | 53721 |
| Sub-National Area | Nordrhein-Westfalen |
| Country Name | Germany |
Identity Result |
|
| Transaction ID | b1dd56a5-99da-4d61-a029-fc9bd0e00074 |
| Date of Birth | 19750628 |
Address Result |
|
| Formatted Address |
20 F Pcw Tower Taikoo Place QUARRY BAY HONG KONG HONG KONG |
| Address Line 1 | 20 F Pcw Tower Taikoo Place |
| Locality | Quarry Bay |
| Sub-Administrative Area | Eastern |
| Administrative Area | Hong Kong |
| Country Name | Hong Kong |
Identity Result |
|
| Transaction ID | 92f85288-d642-491e-9657-2fc88d6470e2 |
| Date of Birth | 19730301 |
Name Result |
|
| First Name | John |
| Last Name | Ennis |
| Gender | M |
Address Result |
|
| Formatted Address |
39 BOROIMHE ROWAN SWORDS CO. DUBLIN K67 EW40 IRELAND |
| Address Line 1 | 39 Boroimhe Rowan |
| Locality | Swords |
| Administrative Area | Co. Dublin |
| Postal Code | K67 EW40 |
| Country Name | Ireland |
Identity Result |
|
| Transaction ID | f9046f4d-b4e3-47b3-88ed-acdc52e2b341 |
| Date of Birth | 18000101 |
Name Result |
|
| First Name | Gino |
| Last Name | Cervi |
| Gender | M |
Address Result |
|
| Formatted Address |
VIA AL BACCO 23823 COLICO LC ITALY |
| Address Line 1 | Via al Bacco |
| Locality | Colico |
| Sub-Administrative Area | LC |
| Administrative Area | Lombardia |
| Postal Code | 23823 |
| Country Name | Italy |
Identity Result |
|
| Transaction ID | 8da2b3fc-0a73-4459-9ea9-163526a7b997 |
| National ID | HRRPRC80H25H517A |
| Date of Birth | 19630614 |
Name Result |
|
| First Name | Grace |
| Last Name | Chia |
| Gender | F |
Address Result |
|
| Formatted Address |
21 Playfair Road Macpherson Industrial Estate Singapore 367988 SINGAPORE |
| Address Line 1 | 21 Playfair Road |
| Locality | Singapore |
| Postal Code | 367988 |
| Country Name | Singapore |
Identity Result |
|
| Transaction ID | aa3999e2-f61f-41c0-8e3b-8ec1ed37cd2b |
| National ID | S6971548F |
| Date of Birth | 19810627 |
Name Result |
|
| First Name | Félix |
| Middle Name | María |
| Last Name | Samaniego |
| Gender | U |
Address Result |
|
| Formatted Address |
Carrer De Les Medes 4 10 08023 BARCELONA (Barcelona) Spain |
| Address Line 1 | Carrer De Les Medes 4 10 |
| Locality | BARCELONA |
| Sub-Administrative Area | Barcelones |
| Administrative Area | Barcelona |
| Postal Code | 08023 |
| Sub-National Area | Cataluna |
| Country Name | Spain |
Identity Result |
|
| Transaction ID | 57d8c0cb-fccd-4b58-a49f-bce0e8de0ead |
| National ID | 12768106R |
| Date of Birth | 19750711 |
Address Result |
|
| Formatted Address |
101 Doral Ln Hendersonville, TN 37075-2603 United States of America |
| Address Line 1 | 101 Doral Ln |
| Locality | Hendersonville |
| Sub-Administrative Area | Sumner |
| Administrative Area | TN |
| Postal Code | 37075-2603 |
| Country Name | United States of America |
Identity Result |
|
| Transaction ID | f61cece4-01c6-4d0b-9683-249a61dbbb5c |
| National ID | 666706036 |
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